:root{--navy:#092b4c;--navy-dark:#061f38;--gold:#f3bd3e;--ink:#173047;--muted:#5d6d7a;--cream:#fbf8f0;--soft:#edf5f6;--line:#dbe4e8;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Arial,Helvetica,sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}p{margin:0 0 1rem}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.12;color:var(--navy);margin:0 0 1rem}h1{font-size:clamp(2.7rem,6vw,5.3rem);letter-spacing:-.04em}h2{font-size:clamp(2rem,4vw,3.25rem);letter-spacing:-.025em}h3{font-size:1.2rem}.shell{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{max-width:860px}.skip-link{position:absolute;left:-9999px;top:10px;background:#fff;padding:10px;z-index:20}.skip-link:focus{left:10px}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:baseline;gap:8px;color:var(--navy);font-family:Georgia,serif;font-size:1.45rem;font-weight:700}.brand b{background:var(--gold);padding:2px 7px;border-radius:4px;font:800 .72rem Arial,sans-serif;letter-spacing:.12em}.nav-wrap nav{display:flex;align-items:center;gap:26px;font-weight:700;font-size:.93rem}.nav-wrap nav a:hover,.nav-wrap nav [aria-current="page"]{text-decoration:underline;text-underline-offset:5px}.nav-cta{background:var(--gold);padding:10px 17px;border-radius:7px}.menu-toggle{display:none;background:var(--navy);color:#fff;border:0;border-radius:6px;padding:9px 14px;font-weight:700}.hero{background:linear-gradient(120deg,#f4f9f8,#fff 58%,#fbf4df);padding:96px 0 88px}.hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:70px;align-items:center}.lead{font-size:1.35rem}.hero .lead{color:var(--navy)}.eyebrow,.kicker{display:block;color:#936500;text-transform:uppercase;letter-spacing:.16em;font-weight:800;font-size:.75rem;margin-bottom:18px}.hero-card{background:var(--navy);color:#eaf1f5;border-radius:22px;padding:42px;box-shadow:0 24px 70px rgba(8,40,70,.2)}.hero-card h2{color:#fff;font-size:2rem}.hero-card .kicker,.navy .eyebrow,.page-hero .eyebrow{color:var(--gold)}.check-list{list-style:none;padding:0;margin:25px 0}.check-list li{padding:12px 0 12px 28px;border-bottom:1px solid rgba(255,255,255,.12);position:relative}.check-list li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}.micro{font-size:.78rem;color:#b9c9d5}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 23px;border-radius:8px;font-weight:800;border:2px solid transparent}.button:hover{filter:brightness(.96)}.gold{background:var(--gold);color:#183047}.outline{border-color:var(--navy)}.pale{border-color:rgba(255,255,255,.5);color:#fff}.navy-button{background:var(--navy);color:#fff}.section{padding:92px 0}.compact{padding:62px 0}.section-head{max-width:760px;margin-bottom:42px}.card-grid{display:grid;gap:20px}.card-grid.four{grid-template-columns:repeat(3,1fr)}.card-grid.two{grid-template-columns:repeat(2,1fr)}.card,.state-card{border:1px solid var(--line);background:#fff;border-radius:14px;padding:28px;box-shadow:0 9px 28px rgba(15,52,72,.05)}.card h3{font-family:Arial,sans-serif;font-size:1rem;line-height:1.45;margin:0}.tint{background:var(--cream)}.soft{background:var(--soft)}.split{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.lead-small{font-size:1.25rem;color:var(--navy)}.text-link{font-weight:800;color:#765000}.navy{background:var(--navy);color:#dce7ed}.light h2,.navy h3{color:#fff}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.steps article{padding:30px;border-top:1px solid #517087}.steps b{display:block;color:var(--gold);font-size:2rem;margin-bottom:26px}.state-card{padding:38px}.state-card>span{display:inline-grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:24px}.state-card h3{font-size:1.6rem}.state-card.georgia>span{background:#9b6513}.medicare{display:flex;align-items:center;justify-content:space-between;gap:50px}.medicare>div{max-width:760px}.final-cta{padding:88px 0;background:var(--navy-dark);text-align:center;color:#fff}.final-cta h2{color:#fff}.centered{justify-content:center}.footer{background:#04182a;color:#bdcbd6;padding:70px 0 32px}.footer h2{font:800 .8rem Arial,sans-serif;color:#fff;text-transform:uppercase;letter-spacing:.13em}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:55px}.footer-brand{color:#fff;margin-bottom:18px}.footer em{color:#e1b84c;font-style:normal}.disclaimer{border-top:1px solid #304457;margin-top:48px;padding-top:30px;font-size:.78rem;color:#899ba9}.page-hero{background:var(--navy);padding:96px 0;color:#dce7ed}.page-hero h1{color:#fff}.article-layout{display:grid;grid-template-columns:220px 1fr;gap:80px;align-items:start}.article-layout aside{position:sticky;top:110px;border-left:3px solid var(--gold);padding-left:20px}.article-layout aside a{display:block;padding:5px 0;color:var(--muted);font-size:.9rem}.prose{max-width:780px}.prose>section{padding-bottom:70px;scroll-margin-top:110px}.prose h2{font-size:2.4rem}.prose h3{margin-top:28px}.policy h2{font-size:1.7rem;margin-top:40px}.callout{padding:28px;background:var(--cream);border-left:4px solid var(--gold);margin-top:30px}.metal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:30px 0}.metal-grid article{padding:22px;background:var(--soft);border-radius:10px}.metal-grid b{color:var(--navy)}.definitions>div{display:grid;grid-template-columns:190px 1fr;border-top:1px solid var(--line);padding:16px 0}.definitions dt{font-weight:800;color:var(--navy)}.definitions dd{margin:0}.faq-list details{border-top:1px solid var(--line);padding:20px 0}.faq-list summary{font-weight:800;color:var(--navy);cursor:pointer}.form-section{background:#f7f9f9}.form-layout{display:grid;grid-template-columns:310px 1fr;gap:50px;align-items:start}.contact-card,.state-note{background:#fff;border:1px solid var(--line);padding:20px;border-radius:10px;margin:12px 0}.contact-card p{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;margin:0}.contact-card strong{color:#936500}.state-note{background:var(--soft);font-size:.9rem}.state-note p{margin:4px 0 0}.inquiry-form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:40px;box-shadow:0 18px 50px rgba(9,43,76,.08)}.form-heading{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding-bottom:20px;margin-bottom:25px}.form-heading span{font-family:Georgia,serif;font-size:1.6rem;font-weight:700;color:var(--navy)}.form-heading p{font-size:.8rem;margin:0}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field-grid label{font-size:.85rem;font-weight:800}.field-grid label span{font-weight:400}.field-grid .full{grid-column:1/-1}input,select,textarea{width:100%;border:1px solid #b7c5cb;border-radius:7px;background:#fff;padding:12px;margin-top:6px;font:inherit;color:var(--ink)}input:focus,select:focus,textarea:focus{outline:3px solid rgba(243,189,62,.45);border-color:#876100}.consent{display:flex;align-items:flex-start;gap:12px;margin:24px 0;font-size:.78rem}.consent input{width:auto;margin-top:5px}.config-note{font-size:.76rem;background:#fff8df;padding:12px;border-radius:6px;margin-top:14px}.config-note strong{color:#704d00}
@media(max-width:900px){.menu-toggle{display:block}.nav-wrap{position:relative}.nav-wrap nav{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;padding:18px 20px;border-bottom:1px solid var(--line);box-shadow:0 12px 25px rgba(0,0,0,.08)}.nav-wrap nav.is-open{display:grid}.hero-grid,.split,.form-layout{grid-template-columns:1fr;gap:38px}.card-grid.four{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:1fr}.article-layout{grid-template-columns:1fr}.article-layout aside{display:none}.metal-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.contact-rail{order:2}}
@media(max-width:600px){.shell{width:min(100% - 28px,1180px)}.site-header{position:relative}.nav-wrap{min-height:66px}.hero,.section,.page-hero{padding:62px 0}h1{font-size:2.65rem}.card-grid.four,.card-grid.two,.footer-grid,.field-grid{grid-template-columns:1fr}.field-grid .full{grid-column:auto}.medicare{align-items:flex-start;flex-direction:column}.inquiry-form{padding:24px 18px}.form-heading{display:block}.definitions>div{grid-template-columns:1fr;gap:5px}.actions .button{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Compact hero and expanded brand treatment */
.nav-wrap>.brand{font-size:2rem;letter-spacing:-.025em}
.nav-wrap>.brand b{font-size:.78rem;padding:3px 8px}
.aca-banner{background:var(--gold);color:var(--navy);text-align:center;padding:7px 0;font-size:.9rem;letter-spacing:.02em}
.aca-banner strong{letter-spacing:.08em}
.hero{padding-top:70px;padding-bottom:68px}
.hero h1,.page-hero h1{font-size:clamp(2.4rem,5vw,4.35rem)}
.hero .lead,.page-hero .lead{max-width:690px;font-size:1.16rem}
.page-hero{padding-top:68px;padding-bottom:68px}
@media(max-width:600px){.nav-wrap>.brand{font-size:1.7rem}.aca-banner{font-size:.82rem}.hero,.page-hero{padding-top:50px;padding-bottom:50px}.hero h1,.page-hero h1{font-size:2.35rem}}

/* Audience pathway card accents */
.card-grid.four{counter-reset:audience-card}
.card-grid.four .card{counter-increment:audience-card;position:relative;overflow:hidden;min-height:150px;padding:34px 30px 28px 88px;border:1px solid #ccdae2;border-top:5px solid var(--gold);background:linear-gradient(135deg,#fff 60%,#fff9e8);box-shadow:0 14px 34px rgba(9,43,76,.09);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.card-grid.four .card::before{content:counter(audience-card,decimal-leading-zero);position:absolute;left:28px;top:31px;display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-size:.78rem;font-weight:900;letter-spacing:.06em;box-shadow:0 0 0 6px #edf5f6}
.card-grid.four .card::after{content:"";position:absolute;right:-24px;bottom:-32px;width:100px;height:100px;border:18px solid rgba(243,189,62,.16);border-radius:50%}
.card-grid.four .card:nth-child(2n){border-top-color:#76afc0;background:linear-gradient(135deg,#fff 60%,#edf7f9)}
.card-grid.four .card:nth-child(2n)::before{background:#236579;box-shadow:0 0 0 6px #e4f1f4}
.card-grid.four .card:nth-child(3n){border-top-color:var(--navy)}
.card-grid.four .card h3{position:relative;z-index:1;font-size:1.05rem;color:var(--navy)}
.card-grid.four .card:hover{transform:translateY(-5px);border-color:#aabfc9;box-shadow:0 20px 44px rgba(9,43,76,.15)}
@media(max-width:600px){.card-grid.four .card{min-height:130px;padding:30px 24px 24px 80px}.card-grid.four .card::before{left:24px;top:27px}}
@media(prefers-reduced-motion:reduce){.card-grid.four .card{transition:none}.card-grid.four .card:hover{transform:none}}

/* Tighter page rhythm and stronger hero location label */
.hero .eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:16px;padding:8px 13px;border-left:5px solid var(--gold);border-radius:4px;background:#e8f2f5;color:var(--navy);font-size:1rem;letter-spacing:.11em;box-shadow:0 5px 14px rgba(9,43,76,.08)}
.hero{padding-top:52px;padding-bottom:52px}
.hero-grid{gap:52px}
.hero-card{padding:34px 38px}
.hero-card .check-list{margin:18px 0}
.hero-card .check-list li{padding-top:10px;padding-bottom:10px}
.section{padding-top:64px;padding-bottom:64px}
.section.compact{padding-top:46px;padding-bottom:46px}
.section-head{margin-bottom:30px}
.prose>section{padding-bottom:52px}
.final-cta{padding-top:64px;padding-bottom:64px}
.footer{padding-top:54px}
@media(max-width:600px){.hero .eyebrow{font-size:.84rem;padding:7px 10px}.hero{padding-top:42px;padding-bottom:42px}.hero-card{padding:28px 24px}.section{padding-top:48px;padding-bottom:48px}.section.compact{padding-top:38px;padding-bottom:38px}.final-cta{padding-top:52px;padding-bottom:52px}}

/* Defined border for the ACA / Obamacare banner on every page */
.aca-banner{border-top:3px solid var(--navy);border-bottom:3px solid var(--navy);box-shadow:0 3px 8px rgba(9,43,76,.12)}

/* Homepage coverage message banner */
.hero .lead{display:inline-block;background:var(--navy);color:var(--gold);font-family:Arial,Helvetica,sans-serif;font-weight:800;padding:10px 16px;border-radius:5px;line-height:1.4;letter-spacing:.025em;box-shadow:0 6px 16px rgba(9,43,76,.16)}
@media(max-width:600px){.hero .lead{font-size:1rem;padding:9px 12px}}

/* Light-blue background behind the site branding and navigation */
.site-header{background:#d8edf6;border-bottom-color:#a9cbd9}
.nav-wrap nav{background-color:transparent}
@media(max-width:900px){.nav-wrap nav{background:var(--soft)}}

/* Slightly smaller title treatment for the ACA education page */
.page-hero .understanding-title{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.25rem,4.2vw,3.8rem);font-weight:700;letter-spacing:-.02em}
@media(max-width:600px){.page-hero .understanding-title{font-size:2.15rem}}

/* Defined content cards for the Understanding ACA page */
.article-layout{gap:56px}
.article-layout aside{background:var(--cream);border:1px solid #eadba9;border-left:5px solid var(--gold);border-radius:10px;padding:24px 22px;box-shadow:0 8px 24px rgba(9,43,76,.07)}
.article-layout aside .kicker{margin-bottom:14px;font-weight:900}
.article-layout aside a{padding:8px 0;border-bottom:1px solid rgba(9,43,76,.1);font-weight:900;color:var(--navy)}
.article-layout aside a:last-child{border-bottom:0}
.prose{display:grid;gap:26px}
.prose>section{position:relative;padding:36px 38px;background:var(--white);border:1px solid var(--line);border-top:5px solid var(--navy);border-radius:16px;box-shadow:0 12px 32px rgba(9,43,76,.08);scroll-margin-top:110px}
.prose>section:nth-child(even){border-top-color:var(--gold);background:linear-gradient(135deg,#fff 70%,#fffaf0)}
.prose>section .eyebrow{margin-bottom:12px}
.prose>section h2{font-size:clamp(1.8rem,3vw,2.55rem)}
.prose>section>p:last-child{margin-bottom:0}
.dental-feature{display:grid;grid-template-columns:auto 1fr;gap:26px;background:var(--navy)!important;color:#eaf1f5;border-top-color:var(--gold)!important}
.dental-feature h2{color:var(--white)}
.dental-feature .eyebrow{color:var(--gold)}
.dental-icon{display:grid;place-items:center;width:62px;height:62px;border-radius:50%;background:var(--gold);color:var(--navy);font:900 1.8rem Arial,sans-serif;box-shadow:0 0 0 7px rgba(243,189,62,.14)}
.dental-points{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;list-style:none;padding:0;margin:22px 0}
.dental-points li{position:relative;padding:14px 14px 14px 36px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:9px;font-size:.9rem;line-height:1.45}
.dental-points li::before{content:"✓";position:absolute;left:14px;color:var(--gold);font-weight:900}
.dental-feature .button{margin-top:4px}
@media(max-width:900px){.article-layout{gap:30px}.prose>section{padding:30px}.dental-points{grid-template-columns:1fr}}
@media(max-width:600px){.prose{gap:18px}.prose>section{padding:26px 22px}.dental-feature{grid-template-columns:1fr}.dental-icon{width:54px;height:54px;font-size:1.5rem}}

/* Soft alternating color washes to warm the white space throughout the site */
body{background:#fcfdfd}
main>.section{position:relative;background-color:#fff;background-image:radial-gradient(circle at 8% 18%,rgba(216,237,246,.6),transparent 30%),radial-gradient(circle at 92% 82%,rgba(243,189,62,.12),transparent 28%)}
main>.section:nth-of-type(even){background-image:radial-gradient(circle at 90% 16%,rgba(216,237,246,.62),transparent 31%),radial-gradient(circle at 10% 86%,rgba(243,189,62,.13),transparent 29%)}
main>.section.soft{background-color:var(--soft);background-image:radial-gradient(circle at 88% 20%,rgba(243,189,62,.15),transparent 31%),radial-gradient(circle at 12% 84%,rgba(255,255,255,.78),transparent 30%)}
main>.section.tint{background-color:var(--cream);background-image:radial-gradient(circle at 12% 20%,rgba(216,237,246,.68),transparent 31%),radial-gradient(circle at 88% 82%,rgba(243,189,62,.1),transparent 27%)}
main>.section.navy{background-color:var(--navy);background-image:radial-gradient(circle at 10% 18%,rgba(243,189,62,.12),transparent 30%),radial-gradient(circle at 90% 82%,rgba(216,237,246,.08),transparent 28%);color:#dce7ed}
.page-hero,.navy,.final-cta{position:relative;box-shadow:inset 0 12px 42px rgba(243,189,62,.07),inset 0 -10px 36px rgba(243,189,62,.06)}
.aca-banner,.gold,.nav-cta{box-shadow:0 6px 18px rgba(120,180,204,.24)}
.card,.state-card,.inquiry-form,.prose>section{box-shadow:0 12px 34px rgba(83,151,180,.1),0 5px 18px rgba(173,126,24,.05)}
.hero-card,.dental-feature{box-shadow:0 22px 60px rgba(9,43,76,.2),0 0 34px rgba(243,189,62,.12)}
@media(max-width:600px){main>.section,main>.section:nth-of-type(even){background-size:auto;background-position:center}}

/* Softer gold used throughout banners, buttons, badges and accents */
:root{--gold:#f7d474}
.card-grid.state-grid{grid-template-columns:repeat(3,1fr)}
.state-card.south-carolina>span{background:#52778d}
@media(max-width:900px){.card-grid.state-grid{grid-template-columns:1fr}}

/* 2026 federal premium contribution chart */
.premium-chart{margin-top:28px;border:1px solid #bdd5df;border-radius:14px;overflow:hidden;background:#fff;box-shadow:0 12px 30px rgba(9,43,76,.08)}
.premium-chart-heading{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:24px 26px;background:linear-gradient(110deg,var(--navy),#124e72);color:#fff}
.premium-chart-heading h3{margin:4px 0 0;color:#fff;font-size:1.55rem}
.chart-year{color:var(--gold);font-size:.76rem;font-weight:900;letter-spacing:.14em;text-transform:uppercase}
.chart-badge{flex:0 0 auto;padding:7px 11px;border-radius:999px;background:var(--gold);color:var(--navy);font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.06em}
.premium-chart>p{padding:0 26px}
.premium-chart>p:first-of-type{margin:22px 0;color:var(--ink)}
.table-scroll{margin:0 26px;overflow-x:auto;border:1px solid var(--line);border-radius:9px}
.premium-chart table{width:100%;min-width:620px;border-collapse:collapse;font-size:.91rem;line-height:1.4}
.premium-chart th,.premium-chart td{padding:13px 15px;text-align:left;border-bottom:1px solid var(--line)}
.premium-chart th{background:#e3f1f6;color:var(--navy);font-weight:900}
.premium-chart th:not(:first-child),.premium-chart td:not(:first-child){text-align:center;white-space:nowrap}
.premium-chart tbody tr:nth-child(even){background:#fffaf0}
.premium-chart tbody tr:last-child td{border-bottom:0}
.chart-note{margin:20px 0 8px;font-size:.82rem;line-height:1.55;color:var(--muted)}
.chart-source{margin:0 0 22px;font-size:.8rem}
.chart-source a{color:#6e4d00;font-weight:900;text-decoration:underline;text-underline-offset:3px}
@media(max-width:600px){.premium-chart-heading{align-items:flex-start;flex-direction:column;padding:20px}.premium-chart-heading h3{font-size:1.3rem}.premium-chart>p{padding:0 20px}.table-scroll{margin:0 20px}.chart-badge{font-size:.65rem}}

/* Expanded Marketplace plan-level comparison */
.metal-grid .expanded-bronze{background:#fff6dc;border:1px solid #efd589}
.metal-grid .platinum{background:#eef1f5;border:1px solid #c9d2dc}
.metal-grid article{min-height:190px}
.metal-note{margin-top:4px;padding:13px 16px;border-left:4px solid var(--gold);background:#fffaf0;font-size:.86rem;color:var(--muted)}

/* Balanced five-card metal-level layout with alternating soft colors */
.metal-grid{grid-template-columns:repeat(6,1fr);gap:16px}
.metal-grid article{grid-column:span 2;min-height:190px;border:1px solid #aecbd7;background:#dcecf2}
.metal-grid article:nth-child(even){border-color:#efd589;background:#fff6dc}
.metal-grid article:nth-child(4){grid-column:2/span 2}
.metal-grid article:nth-child(5){grid-column:4/span 2}
.metal-grid .expanded-bronze{background:#fff6dc;border-color:#efd589}
.metal-grid .platinum{background:#dcecf2;border-color:#aecbd7}
@media(max-width:900px){.metal-grid{grid-template-columns:repeat(2,1fr)}.metal-grid article,.metal-grid article:nth-child(4),.metal-grid article:nth-child(5){grid-column:auto}}
@media(max-width:600px){.metal-grid{grid-template-columns:1fr}}

/* Layered feature panel to give the homepage hero copy more visual warmth */
.hero-grid>div:first-child{position:relative;isolation:isolate;overflow:hidden;padding:38px 42px;border:1px solid #bfd8e3;border-left:6px solid var(--gold);border-radius:22px;background:linear-gradient(135deg,rgba(216,237,246,.9) 0%,rgba(255,255,255,.96) 56%,rgba(247,212,116,.24) 100%);box-shadow:0 18px 46px rgba(9,43,76,.11)}
.hero-grid>div:first-child::before,.hero-grid>div:first-child::after{content:"";position:absolute;z-index:-1;border-radius:50%;pointer-events:none}
.hero-grid>div:first-child::before{width:230px;height:230px;right:-92px;top:-92px;background:radial-gradient(circle,rgba(120,180,204,.24),rgba(120,180,204,0) 70%)}
.hero-grid>div:first-child::after{width:190px;height:190px;left:-78px;bottom:-92px;background:radial-gradient(circle,rgba(247,212,116,.32),rgba(247,212,116,0) 72%)}
.hero-grid>div:first-child h1{position:relative}
.hero-grid>div:first-child h1::after{content:"";display:block;width:92px;height:5px;margin-top:18px;border-radius:999px;background:linear-gradient(90deg,var(--gold),#8fc4d8)}
@media(max-width:600px){.hero-grid>div:first-child{padding:28px 22px;border-radius:16px}.hero-grid>div:first-child h1::after{width:72px;margin-top:14px}}

/* High-visibility banner message */
.aca-banner{padding:11px 0;font-size:1.18rem;font-weight:800;line-height:1.35}
.aca-banner span{font-weight:800}
@media(max-width:600px){.aca-banner{padding:9px 0;font-size:1rem}.aca-banner .shell{width:min(100% - 20px,1180px)}}

/* Carry the ACA banner's soft blue shading through the left hero content */
.hero-grid>div:first-child{box-shadow:0 22px 54px rgba(120,180,204,.38),0 8px 22px rgba(9,43,76,.14)}
.hero-grid>div:first-child .eyebrow,
.hero-grid>div:first-child .lead,
.hero-grid>div:first-child .button{box-shadow:0 8px 22px rgba(120,180,204,.4),0 2px 6px rgba(9,43,76,.1)}
.hero-grid>div:first-child h1{text-shadow:0 4px 10px rgba(120,180,204,.38),0 1px 1px rgba(9,43,76,.12)}

/* Phone sizing for the Understanding ACA page */
.article-layout>*{min-width:0}
.prose{width:100%;min-width:0;grid-template-columns:minmax(0,1fr)}
.prose>section,.premium-chart,.premium-chart-heading>*{min-width:0}
.prose>section{width:100%;max-width:100%}
.section.financial-assistance{background:#d8eef7;background-image:none}
.prose>section#enrollment{background:#d8eef7;background-image:none}
@media(max-width:600px){
  .page-hero .understanding-title{font-size:clamp(1.75rem,9vw,2.15rem);line-height:1.08;letter-spacing:-.025em;overflow-wrap:anywhere}
  .page-hero .lead{font-size:1rem;line-height:1.5}
  .article-layout .prose>section{padding:24px 20px;border-radius:12px}
  .article-layout .prose h2{font-size:1.8rem;overflow-wrap:anywhere}
  .article-layout .prose h3{overflow-wrap:anywhere}
  .premium-chart{max-width:100%}
  .premium-chart-heading,.premium-chart>p{padding-left:16px;padding-right:16px}
  .table-scroll{max-width:calc(100% - 32px);margin-left:16px;margin-right:16px}
}